I have included a link from CNN discussing the major changes coming from Betsy Devos regarding student loan debt. Basically the interest rates may increase and certain loan forgiveness policies may be cancelled. I personally have at least $60k worth of student loans because I have a Bachelors and a Masters degree. With that being said, I can not afford for my interest rates to increase so I think I am going to look into settling my loans. If you are interested in doing the same then comment with your email address & I can give you more information on the process.